Stand Up India

“To Promote Entrepreneurship” 


StandUp India scheme aims at promoting entrepreneurship among women and scheduled castes and tribes. The scheme is anchored by Department of Financial Services (DFS), Ministry of Finance, Government of India.

Stand-Up India Scheme facilitates bank loans between Rs 10 lakh and Rs 1 Crore to at least one Scheduled Caste (SC) or Scheduled Tribe (ST) borrower and at least one woman borrower per bank branch for setting up a greenfield enterprise. This enterprise may be in manufacturing, services or the trading sector. In case of non-individual enterprises at least 51% of the shareholding and controlling stake should be held by either an SC/ST or woman entrepreneur. The Stand Up India Loan Scheme will be available at all branches of Scheduled Commercial banks.

How can you avail:

>> You can Register on the official website, and check if you are eligible for the scheme.

>> You can give preferences for three banks during the registration.

>> The application status can be tracked by logging in using your credentials created at the time of registration.

>>One can directly contact the nearby affiliated bank branches too.


In order to be eligible for obtaining a loan under the Stand Up India Loan scheme, an individual must comply with the following eligibility criteria:

>> The individual must be above 18 years of age.

>> The entrepreneur must either be a woman or belong to the SC or ST community.

>> Loans will be provided under this scheme only for funding green field projects, which implies that the venture is the very first one ever being undertaken by the applicant under the trade, services or manufacturing sector.

>> If the loan is being taken for a non-individual enterprise, then it is compulsory that a minimum of 51% of the shareholding / controlling stake be held by a woman, SC or ST entrepreneur.

>> The loan applicant must not be an existing defaulter to any bank or financial organization.


>> The rate of interest would be lowest applicable rate of the bank for that category (rating category) not to exceed (base rate (MCLR) + 3%+ tenor premium).

>> This stand up india portal facilitates by providing step by step guidance for connecting to various agencies with specific expertise viz. Skilling Centres, Mentorship support, Entrepreneurship Development Program Centres, District Industries Centre, together with addresses and contact number.

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